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Bookkeeper, Public Accountant

 

All About Personal accounting & bookkeeping

If you have a checking account, of course you balance it periodically to account for any differences between what's in your statement and what you wrote down for checks and deposits.

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If you have a checking account, of course you balance it periodically to account for any differences between what's in your statement and what you wrote down for checks and deposits.

Many people do it once a month when their statement is mailed to them, but with the advent of online banking, you can do it daily if you're the sort whose banking tends to get away from them.

You balance your checkbook to note any charges in your checking account that you haven't recorded in your checkbook. Some of these can include ATM fees, overdraft fees, special transaction fees or low balance fees, if you're required to keep a minimum balance in your account.

You also balance your checkbook to record any credits that you haven't noted previously. They might include automatic deposits, or refunds or other electronic deposits. Your checking account might be an interest-bearing account and you want to record any interest that it's earned.

You also need to discover if you've made any errors in your recordkeeping or if the bank has made any errors.

Another form of accounting & bookkeeping that we all dread is the filing of annual federal income tax returns. Many people use a CPA to do their returns; others do it themselves. Most forms include the following items:

Income:
Any money you've earned from working or owning assets, unless there are specific exemptions from income tax.

Personal Exemptions:

This is a certain amount of income that is excused from tax.

Standard Deduction:

Some personal expenditures or business expenses can be deducted from your income to reduce the taxable amount of income. These expenses include items such as interest paid on your home mortgage, charitable contributions and property taxes.

Taxable Income:

This is the balance of income that's subject to taxes after personal exemptions and deductions are factored in.

 

Knowing All About accounting & bookkeeping

Anyone who's worked in an office at some point or another has had to go to accounting & bookkeeping. They're the people who pay and send out the bills that keep the business running.

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Anyone who's worked in an office at some point or another has had to go to accounting & bookkeeping. They're the people who pay and send out the bills that keep the business running. They do a lot more than that, though.

Sometimes referred to as "bean counters" they also keep their eye on profits, costs and losses. Unless you're running your own business and acting as your own bookkeeper, public accountant, you'd have no way of knowing just how profitable - or not - your business is without some form of accounting & bookkeeping.

No matter what business you're in, even if all you do is balance a checkbook, that's still accounting & bookkeeping. It's part of even a kid's life. Saving an allowance, spending it all at once - these are accounting & bookkeeping principles.

What are some other businesses where accounting & bookkeeping is critical? Well, farmers need to follow careful accounting & bookkeeping procedures. Many of them run their farms year to year by taking loans to plant the crops. If it's a good year, a profitable one, then they can pay off their loan; if not, they might have to carry the loan over, and accrue more interest charges.

Every business and every individual needs to have some kind of accounting & bookkeeping system in their lives. Otherwise, the finances can get away from them, they don't know what they've spent, or whether they can expect a profit or a loss from their business.

Staying on top of accounting & bookkeeping, whether it's for a multi-billion dollar business or for a personal checking account is a necessary activity on a daily basis if you're smart. Not doing so can mean anything from a bounced check or posting a loss to a company's shareholders. Both scenarios can be equally devastating.

accounting & bookkeeping is basically information, and this information is published periodically in business as a profit and loss statement, or an income statement.

 

Introduction to accounting & bookkeeping

accounting & bookkeeping is basically information, and this information is published periodically in business as a profit and loss statement, or an income statement.

accounting & bookkeeping

Anyone who's worked in an office at some point or another has had to go to accounting & bookkeeping. They're the people who pay and send out the bills that keep the business running. They do a lot more than that, though. Sometimes referred to as "bean counters" they also keep their eye on profits, costs and losses. Unless you're running your own business and acting as your own bookkeeper, public accountant, you'd have no way of knowing just how profitable - or not - your business is without some form of accounting & bookkeeping.

No matter what business you're in, even if all you do is balance a checkbook, that's still accounting & bookkeeping. It's part of even a kid's life. Saving an allowance, spending it all at once - these are accounting & bookkeeping principles.

What are some other businesses where accounting & bookkeeping is critical? Well, farmers need to follow careful accounting & bookkeeping procedures. Many of them run their farms year to year by taking loans to plant the crops. If it's a good year, a profitable one, then they can pay off their loan; if not, they might have to carry the loan over, and accrue more interest charges.

Every business and every individual needs to have some kind of accounting & bookkeeping system in their lives. Otherwise, the finances can get away from them, they don't know what they've spent, or whether they can expect a profit or a loss from their business. Staying on top of accounting & bookkeeping, whether it's for a multi-billion dollar business or for a personal checking account is a necessary activity on a daily basis if you're smart. Not doing so can mean anything from a bounced check or posting a loss to a company's shareholders. Both scenarios can be equally devastating.

accounting & bookkeeping is basically information, and this information is published periodically in business as a profit and loss statement, or an income statement.




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