Home Articles Blog Updates Subjects Topics Tips & Guides New Contact Us
adblock creatives to be added later Loose weight without medicines, step by step

Improve your sex life -- overcome your frustration

Survive in Bed Click Here!

Increase your breast size by 2 cups, naturally and without surgery Click Here!
This Single Mother Makes Over $700 per Week Helping Businesses With Their Facebook and Twitter Accounts. You too can earn extra money. Click Here!

Earn money with simple online job works. Click Here!

Discounts at Amazon.com

Eliminate your diabetes, we can help you destroy your diabetes

Self improvement and motivational guru gives simple tips to success - must listen

A foolproof, science based diet that will reduce your weight by 12 to 23 pound Click Here!

Blog

Holiday, Vacation & Weekend

 

Earn Your Free Holidays With American Express Air Miles Credit Card

Frequent flyer programs have come a long way since American Airlines introduced these in 1981. Since then, the concept of frequent flyer programs has been embraced by others and is no longer the exclusive domain of airline companies. One of the credit card companies that embraced this type of reward scheme is American Express. Many of their products, such as the American Express AIR MILES credit card, now include the ability to earn miles.

Simply by using your American Exp...

frequent flyer credit cards, airline rewards, business, american express, amex,

Frequent flyer programs have come a long way since American Airlines introduced these in 1981. Since then, the concept of frequent flyer programs has been embraced by others and is no longer the exclusive domain of airline companies. One of the credit card companies that embraced this type of reward scheme is American Express. Many of their products, such as the American Express AIR MILES credit card, now include the ability to earn miles.

Simply by using your American Express AIR MILES credit card for your daily purchases, you get the chance to earn your free airline tickets to and from any destination in the world. If you have a dream to someday view Paris from the top of the Eiffel Tower or to revel in sultry Rio de Janeiro, the American Express AIR MILES credit card could help fulfill that wish. American Express is able to offer this kind of product through its tie-up with AIR MILES, hence the name American Express AIR MILES credit card.

If you choose to link your American Express AIR MILES credit card to the regular AIR MILES program card you may already have, you can accumulate additional rewards miles. For instance, when you shop at a grocery store which is a participating sponsor of AIR MILES, you can charge your purchases to your American Express AIR MILES credit card and ask the merchant to also scan your regular AIR MILES loyalty card. In that way, you earn rewards miles twice — once for the charge in your American Express AIR MILES credit card, and once on your AIR MILES card.

When you have accumulated enough rewards miles, you can redeem these for free airline tickets to a destination of your choice. Should you have lots of miles, you can get your entire holiday for free. This could include a paid hotel stay, and a paid car rental. Free holidays do not come along too often. But it can be made possible with your American Express AIR MILES credit card.

You will get a free 100 rewards miles when you sign up for an American Express AIR MILES credit card. Note, however, that the 100 bonus rewards miles will only be credited together with the first purchase you make with your American Express AIR MILES credit card. When you have your credit card replaced or renewed, or if you receive supplementary cards, the 100 bonus mile offer does not apply.

On top of the rewards program tie-up with AIR MILES, the American Express AIR MILES credit card provides the usual package of benefits and services from American Express, including free insurance cover for auto rental, travel accident, and the important purchase and fraud protection services. You will also have access the company’s InfoAssist service where you can keep a secure record of sensitive information and documents.

Air Canada, Canadian North, American Airlines, Northwest Airlines, CanJet, Calm Air, KLM Royal Dutch and Lufthansa are the airline companies where you can obtain your free airline tickets by redeeming rewards miles in your American Express AIR MILES credit card. So, if seeing the world is a dream, perhaps this is one way of turning your dream into a reality!

 

The Holidays Are Rapidly Approaching: Do You Know Where Your Credit Cards Are?

It’s only October, but there is actually less than 82 shopping days remaining until Christmas. Many people are still paying their holiday debt from last year, let alone feel ready to start the holiday gift buying season all over again. Didn’t you make a promise to start your holiday shopping earlier this year, so you wouldn’t be as tempted to rely on credit cards at the last minute?

Now would be a very good time to start planning for your holiday shopping. If you can work ...

credit, credit cards, credit card, balance transfer, credit card balance

It’s only October, but there is actually less than 82 shopping days remaining until Christmas. Many people are still paying their holiday debt from last year, let alone feel ready to start the holiday gift buying season all over again. Didn’t you make a promise to start your holiday shopping earlier this year, so you wouldn’t be as tempted to rely on credit cards at the last minute?

Now would be a very good time to start planning for your holiday shopping. If you can work it into your budget for the next two and a half months, you may be able to avoid the dreaded after-holiday-credit-card-debt issue that the majority of American’s experience at the start of every new year.

If you’ve looked over your cash flow and bills however, only to find the disappointment of knowing you aren’t going to have a lot of additional cash to make your purchases with, at the very least- spend some time finding credit cards that are going to benefit you the most during your holiday shopping- and hurt you the least over the long term.

Here is what to look for in a credit card you get or use for holiday shopping:

Introductory/Promotional Rate of 0% on all new purchases for 6 months – Since holiday shopping is typically done within a one or two month period, you would benefit the most over the long term by using a credit card that doesn’t charge interest on those purchases for at least six months. That means you’ll have six months to repay your holiday expenses before you have to pay interest- and basically just gives you a six-months-same-as-cash option. Since there is no interest. This is a wallet friendly way to get all of your holiday gifts even if you don’t have a ton of extra money in October and November to run out and get all your shopping done. Just think how good you’ll feel making reasonable payments over 6 months, without paying interest?

High Percentages of Cash back: If you already have a credit card with a high percentage of cash back reward program, you should look at it to see if your purchases will result in a sizeable cash back reward. For example, if your card gives you 2% cash back on all purchases, and you typically spend $1,000 during the holiday gift buying season, that’s only about $20 cash back and hardly makes a dent! If you have a credit card that gives you 5% cash back on purchases made from specific retailers and you plan to spend $1,000 at a specific retailer, that’s $50 cash back and depending on how much the interest rate is or how long it takes you to repay the balance on the card; $50 back might be considered a decent reward. Particularly if you plan to pay off your balance within the grace period of the card to avoid all interest and finance fees. Hey, $50 is another gift- or perhaps a special treat for yourself!

Cards with 0% Balance transfer options - If you know that you tend to shop at a few different retailers over the holiday season, and you just happen to have retailer-specific credit cards in your wallet, you might decide to get a new credit card with a 0% interest balance transfer option. Once you’ve finished your holiday shopping you can transfer each of your balances to the new card and pay 0% interest for six months to a year (whatever the promotion is).
If all else fails, you can always charge up the cards like you did last year and make a new year’s resolution that you actually keep- and look into better methods of purchasing your holiday gifts for NEXT year!

 

Wipe Away That Holiday Debt

It’s that time of year again, and homeowners from coast to coast are feeling the pinch in their pockets from the financial stress of the holiday season. Retailers across the country are reporting record breaking consumer spending, and in the era of big ticket items like the Ipod and HDTV, it’s easy to see why consumer credit card debt has reached an all time high. All of this spending is occurring at a time when the average Christmas bonus doesn’t cover quite as much as it di...

mortgage,refinance,debt,consolidation,zero,percent,minimum,payment,home,loan,real,estate,california

It’s that time of year again, and homeowners from coast to coast are feeling the pinch in their pockets from the financial stress of the holiday season. Retailers across the country are reporting record breaking consumer spending, and in the era of big ticket items like the Ipod and HDTV, it’s easy to see why consumer credit card debt has reached an all time high. All of this spending is occurring at a time when the average Christmas bonus doesn’t cover quite as much as it did a few years ago, and overtime hours are on the decline. Many homeowners are looking to the recent reduction in home loan interest rates, still historically very low, to help clear up high interest, high payment credit card debt. And they’re not just stopping at their credit cards, whose minimum payments are on the rise industry-wide. All types of payments, from student loans to car loans, are cheaper to pay for each month when rolled into a refinance, and a growing number of homeowners are taking advantage of innovative new mortgage products to help them improve their debt to income ratios and preserve their quality of life.

Why Is Debt Consolidation Refinancing so popular after the holidays?

1.Gift Giving: Let’s face it, we all love our families, and nothing makes us feel quite as good as giving the gift of their dreams. Even if we have to stretch our last dollar or go into debt, it’s hard for anybody to put a value on a smile this time of year.

2.Increased Housing Cost: In most of the country, holiday spending is accompanied by cold weather, which means higher heating bills in most states. With oil and gas prices at record high levels, and houses being built bigger than ever, heating expenses are rising rapidly.

3.Travel Related Expense: Whether you’re driving or flying, chances are you travel more than twice as much as usual in the months of November and December, and all those miles cost more than ever because of fuel costs and higher tolls and taxes on travel to fund security initiatives in this post 9/11 world. With schools closed, many families make trips to vacation destinations, which can really ring the register!

4.Hospitality: If you’re not traveling much, that’s probably because everyone is coming to YOUR house. And while playing the host can be a lot of fun for everybody, throwing a party can get expensive. If you’re the type that loves to entertain, your credit cards might be feeling the effect right now.

What Can Debt Consolidation Refinancing Do for You?

1.Lower Your Total Monthly Spending: Consolidating your debts can reduce your total monthly spending, even if you just look at the minimum payments, by half or more.

2.Make One Payment: You can choose to refinance all of your debt into one loan, which means just One easier to make payment each month.

3.Improve Your Credit: By reducing your total monthly spending, you decrease your total Debt Ratio (often referred to as Debt to Income Ratio) making you a more attractive candidate for financing.

4.Reduce Your Overall Interest Rate: Interest rates on credit cards can be as high as 40%, and even car loans average more then 9% once all factors are considered. Borrowers with more debt than they could realistically pay off in 3 months can save thousands of dollars in interest each year.

5.Take a Break from Making Payments: Ask about minimum payment refinances which may allow you to make no payments for as much as 90 days with start rates of 0% or 1%, which are incredibly popular for debt consolidation because you can stop making all payments for a few weeks or even a couple of months!

How Can I Qualify for a Debt Consolidation Refinance?

1.You Must be a Homeowner

2.You Need to Have Equity In Your Home: The current market value of your property should be worth more than what you currently owe on your mortgage. There are exceptions to this rule for borrowers with excellent credit, who may borrow up to 125% of their home’s value.

3.Consult a Debt Consolidation Refinance Professional: Unlike your local bank, which specializes in lending money to people who don’t need it, a Mortgage Professional specializing in debt consolidation refinances can help you secure financing, and will work with you whether you have great credit or even if it’s not so great.




historical spain holiday courses instruction
holiday and cottages home in ireland
holiday apartment rental for families
holiday business gifts ideas
holiday business greeting cards
holiday buy to let home rental
holiday buy to loan and finance
holiday centerpiece ideas vacation
holiday cook food family
holiday crafts for kids
holiday credit card and debt
holiday credit debit travel
holiday credit saving business
holiday credit tips health
holiday cruise camping vacation
holiday deals travel with family
holiday debt bah humbug
holiday debt business credit
holiday decorating ideas party environment
holiday eating anxieties bariatric patients
holiday family entertainment screenservers
holiday floating booking vacation
holiday for water sports adventure
holiday gas tax fuel economy
holiday gifts baskets wedding
holiday gifts idea for childrens
holiday gifts ideas for family
holiday gorilla safari on africa
holiday guide healthy gourment
holiday halloween fashion jewelry
holiday healthy guide parties
holiday home exchange vacation rental
holiday home property insurance
holiday idea to getaway and reconnect
holiday in australia melbourne adelaide
holiday in france paris and nice
holidaying in spain madrid and barcelona
holiday in italy venice rome turin
holiday in munich germany and uk
holiday in national park
holiday in south africa
holiday in spain and culture
holiday insurance damages claim
holiday in thailand and krabi
holiday loan bill mortgages
holiday loan payday weekends
holiday marketing campaign with internet
holiday payday loan secured
holiday planning prepare vacation
holiday property mortgages home insurance
holiday sale money save
holiday sales marketing ebay
holiday sales techniques tips for christmas
holidays birthday inspiration touring
holiday selling toy gourment gifts
holiday spot for lovers and singles
holidays student budget package
holiday stress relief christmas
holiday table decoration idea
holiday travel insurance vacation
advantages holiday deal packages
holiday with children on cruise
planning short vacations quick holiday
vacation travel insurance tips
find cheap holidays
hawaii vacation rental
holiday trip travel by car
learning japanese with audio
majorca holidays for everyone
new york city attractions