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Types Of Associate Programs And How To Make The Best Choice

Associate programs allow you to make use of a variety of services for an unlimited period of time but only pay for them when they are able to provide the exact results you’re hoping for. Whatever product or service your company is selling, it’s sure to benefit from the use of associate programs, especially if you’ve made the right choice.

Types of Associate Programs

Comparison Shopping Sites and Directories – Websites like Pricegrabber allow customers to make their own ...

reseller program,reseller programs,affiliate marketer

Associate programs allow you to make use of a variety of services for an unlimited period of time but only pay for them when they are able to provide the exact results you’re hoping for. Whatever product or service your company is selling, it’s sure to benefit from the use of associate programs, especially if you’ve made the right choice.

Types of Associate Programs

Comparison Shopping Sites and Directories – Websites like Pricegrabber allow customers to make their own comparisons of the rates offered by various merchant websites. A brief summary of features and other things to be expected from the product is usually included as well. If the customer likes the price together with other services or benefits you may be offering then he’ll be directed from the comparison shopping site to your own page. The greatest advantage here is enjoyed by consumers but if you’re certain you’re offering very competitive rates then you might as well let your consumers know that by letting them compare and contrast!

Personal Websites – These websites are what started associate or affiliate marketing in the first place but the emergence and growing popularity of other types of associate programs and services have sadly made them almost negligible in the picture. They are still nonetheless good choices for making small investments and work especially well if you’re targeting niche markets. Be sure to pay a ocular visit to the website first before entering into any agreement with the website owner.

Blogs – Another reason why personal websites are a dying breed is due to blogs. Blogs are online journals which owners can usually customize according to their own liking. Blogs can be connected to other blogs within its hosting community. They can also be advertised in websites like Technorati. Owners often allow readers, whether they’re members of their blogging community or not, to write comments on their entries. The interactive feature of blogs is one of its greatest assets, and it’s what makes blog owners powerful marketing associates as well. If you are choosing blogs to make up your associate program, do make sure at least they have their own RSS feeds for better marketing!

Content and Niche Sites – These websites are able to enjoy lots of traffic mainly because of the content they’re offering. The content may be made up of product reviews – which should include reviews of your company’s products of course – or content that is directly related to what you’re offering. It’s another good choice for an associate because it allows customers to know about your products in great depth. At times, it can even allow customers to know how your products can be directly applied or beneficial to your life.

Coupon and Rebate Websites – Remember those coupons and rebates you could tear off from boxes, packages, labels, and at the back of magazines and newspapers? The Internet had their own version of that and it takes the form of coupon and rebate websites. People get to enjoy discounts by shopping from these sites. You can enjoy better sales if you include your products in their catalogues.

Loyalty Sites – Think of these websites as reward credit cards in which customers own an equivalent number of points by buying products from a particular website. Those products could include yours if you wish!

How to Make the Best Choice
Now that you know the various types of associate programs, here are the two most important factors to consider when looking for the associate program or programs that will give you the greatest profit margins.

Budget – While you’re not going to pay for the services offered by associate programs right away, you certainly have to prepare for the time when you do have to pay. Know your budget beforehand to know which options are still available for you.

Needs – Do you prefer to increase your sales with the help of associate programs? If so, then you’ll do better with a cost per sale (CPS) scheme. If you believe however that you need to increase your market size then you might do better with a cost per action (CPA) scheme which helps in generating leads.

These two factors must be your primary concern when choosing the best associate program for your company. When you’ve made your choice, run a test on it, and see if it matches your expectations!

 

How To Make A Sizable Charitable Donation From Your IRA—Tax Free

If you are over 70 ½ years old, want to make a gift for a special charitable project, but your only liquid asset is your IRA, I have good news for you.

On August 17, 2006 the Pension Protection Act of 2006 (PPA 2006) was signed into law. This nearly 1,000 page piece of legislation marked the most sweeping changes to the pension arena in 30 years.

Let me give you two common examples that contain problems faced by seniors solved by PPA 2006…

Roger and Claire are retire...

charitable donation, donation, charity, planned giving, IRA, Pension Protection Act, PPA 2006, RMD

If you are over 70 ½ years old, want to make a gift for a special charitable project, but your only liquid asset is your IRA, I have good news for you.

On August 17, 2006 the Pension Protection Act of 2006 (PPA 2006) was signed into law. This nearly 1,000 page piece of legislation marked the most sweeping changes to the pension arena in 30 years.

Let me give you two common examples that contain problems faced by seniors solved by PPA 2006…

Roger and Claire are retired. Roger spent his working career in the aerospace industry. He was more than well compensated and over the years accumulated a very large 401(k) plan. The plan grew nearly 500% during one 5 year bull market. When he retired, he rolled his 401(k) into an IRA. Other than their home, the IRA is far and away their biggest asset.

For years, Roger and Claire have been supporters of the Humane Society. Their local chapter is building an entire new wing on to their kennels. Roger and Claire would love to make a significant donation—somewhere in the neighborhood of $50,000 to $100,000.

Bill and Diane both worked during their entire careers. Mary taught 6th grade for 40 years. Bill was a career military officer. After his retirement, he spent another 20 years working in the private sector. Bill and Diane have more retirement plans than Carter has pills. Like Roger, Bill has a large IRA.

When Bill turned 70 ½, he was required to start taking the minimum required distributions each year from his IRA. But Bill and Diane don’t need the income; their other retirement income sources are more than adequate. Nevertheless, Bill must take these RMDs and pay tax on them as income.

Bill and Diane have been active in their church all their married life, all 45 years of it. Their church just bought a new organ. It was a purchase of necessity inasmuch as the old (very old) organ was becoming hazardous to play. The organist had to be careful or the organ would start to smoke. So, needless to say, the church did not pay cash for the organ; the majority of it was financed. Bill and Diane would like to pay off the organ.

Both Roger and Claire and Bill and Diane are warm-hearted people. Their devotion to charitable causes and their church is representative of the many people who support charitable organizations which reach out to help people.

But, prior to the passage of PPA 2006, their generosity could have been thwarted by several things…

1. In both cases, their principal liquid asset was an IRA. Neither couple had other assets from which to make a gift.

2. If the large sums were withdrawn from their IRAs, they would be subject to ordinary income tax.

3. If given to a charity, rules which limit the amount that could be deducted as a charitable contribution would have to be followed. This means that they may still have to pay tax on a portion of their IRA withdrawals.

But thanks to provisions in PPA 2006, Roger and Claire can make their gift to the Humane Society and Bill and Diane can pay off their church’s new organ using money from their IRAs and not pay any tax on the withdrawals. But they have to follow the rules…

1. First, you must be at least 70 ½.

2. You can give up to $100,000.

3. This only applies to 2006 and 2007.

4. You can’t withdraw the money from your IRA and then give it to your charitable cause. The transfer must be made directly from the custodian of the IRA to the charity.

5. These gifts, called IRA charitable rollovers, count towards your required minimum distribution for the year.

6. IRA charitable rollovers are not permitted for gifts to donor advised funds and supporting organizations. However, there are some exceptions that apply to funds held by community foundations: scholarship, field of interest, and designated funds qualify. So the first step is to contact your intended cause to see how they are classified and whether or not the law allows an IRA charitable rollover gift.

7. The gift must be a pure gift. In other words, there can’t be any personal benefit strings attached like tickets to an event.

8. You don’t have to report the IRA charitable rollover as income.

9. However, you don’t get a charitable deduction for your gift. Sorry, you can’t have your cake and eat it too.

This new law is a real winner. In these two examples, the Humane Society is able to build new kennels and a church pays off an organ they thought they were going to have to finance. The donors were able to make it happen despite the fact that the only real asset they had was an IRA. I hope this law is extended beyond 2007.

But like anything new, the name of the game is to communicate what is possible. The law was put into effect in late August 2006, so that didn’t leave a lot of time for IRA charitable rollovers that year. If you, or anyone you know, has an IRA and would like to make a gift, make them aware of this new option. If you are involved in a public charity, help their planned giving officer get the word out.

I do not dispense tax advice. It is imperative that you consult with your tax advisor and the charity to make sure it is qualified and that the gift is made in the proper manner.

 

How To Make Great Router Tables

Router tables are a very valuable tool for wood working. It is difficult to shape wood without one. Eventually, if you continue wood working, you will need one of these. You can purchase them already built, but they are quite expensive. Another option is to build your own table. You can find router table plans free on the internet.

Building Router Tables

You can choose between permanent or folding tables. Folding is a good choice for smaller spaces. These can be folded...

router, table,

Router tables are a very valuable tool for wood working. It is difficult to shape wood without one. Eventually, if you continue wood working, you will need one of these. You can purchase them already built, but they are quite expensive. Another option is to build your own table. You can find router table plans free on the internet.

Building Router Tables

You can choose between permanent or folding tables. Folding is a good choice for smaller spaces. These can be folded and put against a wall in the garage or basement when not in use. Permanent tables will stay in one place. These tend to be more stable. A permanent table is a good choice if you have room in your workshop and you use the router frequently. It can be a hassle to take it down and set it back up again. Selecting wood is an important component for building a table. You want to choose durable, good quality wood. The better the materials the more sturdy the table. You want to create a table that will last for years to come.

Plans vary, but in general the base of the table is built first. Be sure the legs are cut the exact same size and the cuts are square. You want to be sure the table will stand well without wobbling. Once the pieces are cut, you will want to sand all surfaces to be completely smooth. Use a planer or belt sander to be sure the surfaces are smooth. The supports for the sides and back are built next, followed by the table top. For the top, you will use hardwood or plywood and then cover this with a laminate. If you plan to use plywood, be sure to choose a furniture grade material. These are heavier and stronger than the typical particleboard.

To make the building process easier, you can buy a table top that is ready made for the router table. These feature high pressure laminate, channel guides and miter gauges. Look for a large size of about twenty four by thirty two inches. This provides an ample work space for your projects.
You can also get a complete table system. These often include a steel stand and everything you need to put together a durable piece of equipment. Look for features like anti vibration leg levellers and a snap out center disk to make your table easier to work with and more convenient.

A deluxe table system has a cabinet to catch and remove the dust. The dust is removed through the bit opening and deposited into the vented cabinet. This not only keeps the area clean, but prevents the motor from overheating.

Consider additional items that you may want when designing your table. A router fence vacuum attachment is a great feature. The adapter attaches to the fence and will fit any dust collector or vacuum hose. These are great for sucking up chips and sawdust and keeping your work space clean.

Plans for Router Tables

You can find plans for a table on the internet. Some sites offer them for free and others charge for them. When choosing plans for your table, choose carefully. Consider the features you want in the table. You want to be sure it is functional and suited for the amount of use your router gets.

Size is another factor when choosing plans. You want to be sure the table is large enough to provide sufficient work space. Consider features such as cabinets under the table and drawers. These are great for storing tools and drawers are perfect for smaller items.

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