Home Articles Blog Updates Subjects Topics Tips & Guides New Contact Us
adblock creatives to be added later Loose weight without medicines, step by step

Improve your sex life -- overcome your frustration

Survive in Bed Click Here!

Increase your breast size by 2 cups, naturally and without surgery Click Here!
This Single Mother Makes Over $700 per Week Helping Businesses With Their Facebook and Twitter Accounts. You too can earn extra money. Click Here!

Earn money with simple online job works. Click Here!

Discounts at Amazon.com

Eliminate your diabetes, we can help you destroy your diabetes

Self improvement and motivational guru gives simple tips to success - must listen

A foolproof, science based diet that will reduce your weight by 12 to 23 pound Click Here!

Blog

TITLE AND SUBJECT OF ARTICLE

 

Best Credit Card After Bankruptcy... How To Find One

Finding the best credit card after bankruptcy is not that difficult, if you know where to look and what to look for.

Let’s start by talking about secured and unsecured credit cards. When it comes to applying for a credit card after bankruptcy one question that a lot of people seem to have is: Should I apply for a secured credit card or unsecured credit card?

In case you don’t know the difference, a secured credit card is “secured” by a special savings account you estab...

best credit card after bankruptcy, credit card after bankruptcy, bankruptcy credit card

Finding the best credit card after bankruptcy is not that difficult, if you know where to look and what to look for.

Let’s start by talking about secured and unsecured credit cards. When it comes to applying for a credit card after bankruptcy one question that a lot of people seem to have is: Should I apply for a secured credit card or unsecured credit card?

In case you don’t know the difference, a secured credit card is “secured” by a special savings account you establish with the credit card issuer which acts as collateral for your credit limit.

For example, you deposit $500 in a special savings account and then have a $500 credit limit. If you default, the credit card issuer simply takes the money in your special savings account.

Unsecured credit cards are just that – unsecured. Meaning the person fills out a credit application and, based on their credit report, income, etc. are approved for a certain credit limit. Of course, they could also be declined depending
on the credit card issuer’s guidelines.

So which is best? It depends on your credit history. However, if you apply for a secured credit card you have a higher chance of getting approved versus an unsecured credit card.

But be careful. Not all secured cards are created equal. And to make matters worse, there are tons of banks out there pushing secured credit cards!

So how do you find the best credit card after bankruptcy? Come up with a list of criteria that the secured card needs to meet in order for you to consider it. When I’m researching secured cards, I apply eight criteria. Not many meet these criteria so I’m able to narrow down the choices quickly.

What are the some of the eight criteria? For example, a low interest rate is important. While researching some secured credit cards I ran across one with an interest rate of 23.99% and another with an interest rate of only 9.25%.

This is just one of the criteria I use to find the best credit card after bankruptcy – and look at the potential savings! Over several years you could save hundreds or even thousands of dollars in interest depending on the balance you maintain.

Okay, here’s another criteria: application fees. Again, I found some secured credit cards that have no application fees and one that had a… are you ready for this… $120 application fee! Sadly, people have paid it!

Let me give you one more criteria you can use to find the best credit card after bankruptcy: You want to make sure the secured card issuer reports to all three credit bureaus. But you also want to make sure they report it a certain way.

I don’t have room here for all eight criteria, but hopefully this gives you an idea of some of the things you need to look at when it comes to finding the best credit card after bankruptcy.

By the way, don’t apply for too many credit cards at once. If you do, it can hurt your credit score. That’s why if you’re uncertain as to whether or not you’d be approved for an unsecured credit card it may be better to apply for a secured credit card.

Now you know some steps you can take toward finding the best credit card after bankruptcy!

 

Best Credit Card After Bankruptcy - How to Find One

"Credit Card After Bankruptcy" Article: This article looks at some key criteria individuals can use to find the best credit card after bankruptcy.

best credit card after bankruptcy, bankruptcy credit card, credit after bankruptcy, after bankruptcy, discharged bankruptcy, bankruptcy discharged, dismissed bankruptcy, bankruptcy dismissed

Finding the best credit card after bankruptcy is not that difficult, if you know where to look and what to look for.

Let’s start by talking about secured and unsecured credit cards. When it comes to applying for a credit card after bankruptcy one question that a lot of people seem to have is: Should I apply for a secured credit card or unsecured credit card?

In case you don’t know the difference, a secured credit card is “secured” by a special savings account you establish with the credit card issuer which acts as collateral for your credit limit.

For example, you deposit $500 in a special savings account and then have a $500 credit limit. If you default, the credit card issuer simply takes the money in your special savings account.

Unsecured credit cards are just that – unsecured. Meaning the person fills out a credit application and, based on their credit report, income, etc. are approved for a certain credit limit. Of course, they could also be declined depending on the credit card issuer’s guidelines.

So which is best? It depends on your credit history. However, if you apply for a secured credit card you have a higher chance of getting approved versus an unsecured credit card.

But be careful. Not all secured cards are created equal. And to make matters worse, there are tons of banks out there pushing secured credit cards!

So how do you find the best credit card after bankruptcy? Come up with a list of criteria that the secured card needs to meet in order for you to consider it. When I’m researching secured cards, I apply eight criteria. Not many meet these criteria so I’m able to narrow down the choices quickly.

What are the some of the eight criteria? For example, a low interest rate is important. While researching some secured credit cards I ran across one with an interest rate of 23.99% and another with an interest rate of only 9.25%.

This is just one of the criteria I use to find the best credit card after bankruptcy – and look at the potential savings! Over several years you could save hundreds or even thousands of dollars in interest depending on the balance you maintain.

Okay, here’s another criteria: application fees. Again, I found some secured credit cards that have no application fees and one that had a… are you ready for this… $120 application fee! Sadly, people have paid it!

Let me give you one more criteria you can use to find the best credit card after bankruptcy: You want to make sure the secured card issuer reports to all three credit bureaus. But you also want to make sure they report it a certain way.

I don’t have room here for all eight criteria, but hopefully this gives you an idea of some of the things you need to look at when it comes to finding the best credit card after bankruptcy.

By the way, don’t apply for too many credit cards at once. If you do, it can hurt your credit score. That’s why if you’re uncertain as to whether or not you’d be approved for an unsecured credit card it may be better to apply for a secured credit card.

Now you know some steps you can take toward finding the best credit card after bankruptcy!


Copyright (c) 2006 Innovative Solutions Publishing, Inc. All rights reserved.

DISCLAIMER:

This information is designed to provide only a general overview of the subject matter herein.

This information is provided with the understanding that neither the publisher nor author is engaged in rendering legal, accounting or other professional advice. If legal or other expert assistance is required, the services of a professional should be sought.

Neither the publisher nor author shall be liable for any loss or damages, including but not limited to special, consequential, incidental or other damages, caused by the information contained herein.

 

Credit Card Application: How To Get The Best Credit Card Deals

When you go shopping, you will see that most people are now using credit cards to purchase the things they need. You have to consider that the credit card is now one of the most important and also one of the widely used financial tools that people are using. Besides, with credit cards, you can purchase the things that you want even if you still don’t have the money for it.

However, before you go and start applying for a credit card, you first need to remember that credit c...

credit card, apply for a credit card, credit card offer

When you go shopping, you will see that most people are now using credit cards to purchase the things they need. You have to consider that the credit card is now one of the most important and also one of the widely used financial tools that people are using. Besides, with credit cards, you can purchase the things that you want even if you still don’t have the money for it.

However, before you go and start applying for a credit card, you first need to remember that credit cards are not tools for unlimited wealth. You first have to ask yourself if you are responsible enough to own one as irresponsible use of credit cards is known to get people in financial ruin and left with a large amount of debt.

Applying for a credit card is fairly easy. You just need to choose what kind of credit card you want and fill out an application form. However, the hard part in credit card application is getting it approved by the credit card issuer. This is why you need to consider knowing what factors are needed when applying for a credit card.

To start with, using a credit card means that you will be borrowing money from the credit card issuer, such as the bank. The borrowed money here should be paid back in time. So, the next question would be how the bank will be sure that you will pay back the borrowed money. The answer to this question is by looking at your credit score.

When applying for loans and credit cards, the credit score is perhaps the most important factor in order to get you approved in your application. So, just what is the credit score?

A credit score is what lenders usually look at in order to determine if the borrower can be trusted to pay back the loan. Every person has a credit score. To put it simply, your credit score is your credit history. This means that if you borrowed money in the past from large financial institutions, it will instantly be recorded. And, if you paid it back on time, your credit score will increase. However, if you don’t pay your loan back on time, your credit score will decrease.

When applying for a credit card, you will notice that credit card issuers will usually have different varieties of cards. Depending on the type of credit card you apply for, the best credit cards often go to people with the best credit score. This is because the issuer will have some sort of assurance that the borrower will pay back the credit on time.

If you haven’t had a loan in your life and it is your first time to apply for a credit card, the best thing that you can do is get a credit card with a high interest rate or get a secured credit card. Although the APR or annual percentage rate of this kind of cards are high, this is a great way to build your credit score. Just make sure that you pay back all your purchases made on the credit card on or before the grace period. In time, you will see that your credit score will go up and will have more chances of getting approved for an unsecured credit card with low interest rates or low APR.




bargain wear mini skirt
baseball betting picks bat speed
basic guitar chords
bass fishing boat lures
bathroom accessories prototypes rugs racks
bathroom accessories wall mirrors defoggers
bathroom accessories warmers curtains
battery tools pda porch railings
battling with customer service
bbq that’s right for you
beat pension crisis retirement plans
become clickbank super affiliate
become mortgage broker
become mortgage broker junk fees
become nfl player lineman
become persuasive writer spokesman
become photographer landscape photograph
beginners backgammon rules
behave in divorce court lawyer
beijing tourist do florence
be singer sing high notes
best auto insurance deals premiums
best car loan finance deal
best credit card application
best gaming laptop
best laptop accessories
best pond pump
best price for products
best rates car health insurance
best rates homeowner's automobile insurance
best rates medical life insurance
best rates on automobile insurance
best rates on car insurance
best rates on life insurance
best select affiliate program
be student supremely smart laptop
be successful success forces
bet hockey cards nfl line
be virtual assistant visualize things
bikes deal lube mountain bike
billiard boxing gloves
bird cage feeders pet parrot
bird watching nesting bread canaries
birth control patch mammography
birthday ecards party ideas
black ink cartridge printer paper
black prom dress nights
blockbuster book deal editor's attention
blogging for bucks banks
blog indexed platform appealing
blog make money online
blog readers marketing miracles waiter
blog website rankings
bogus fake college degrees
bonsai tree care stump
book cheap flights complain
book choose cruise vacation
book development author harrine freeman
boost airbrush business choose bank
boost energy hgh inner peace
boost iq hidden powers
boost readership run ezine
make hassle dollar receive streams
learn about paris super deal shopping
increase web sales website conversions
how to play texas holdem
how to blog for money
holiday stress free travel
glass ceiling make affiliate marketing
generate low cost web traffic
fishy salespeople deal with dealers
find cosmetic dentist alternative employment