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How To Choose The Right Automobile For Your Family

In this day and age most families could not fathom doing without the convenience of an automobile, which makes the buying process an important one. When attempting to choose the right car for your family, it’s important to consider a variety of factors that will help to make sure your ride is a smooth one.

First and foremost, you will need to ensure that your family’s automobile is a safe one. As a consumer, you can check the results of government crash test and/or safet...

In this day and age most families could not fathom doing without the convenience of an automobile, which makes the buying process an important one. When attempting to choose the right car for your family, it’s important to consider a variety of factors that will help to make sure your ride is a smooth one.

First and foremost, you will need to ensure that your family’s automobile is a safe one. As a consumer, you can check the results of government crash test and/or safety ratings online or by asking your local dealership for further information. If purchasing an SUV, for instance, it may be especially important for you to consider the rollover capability. If you are like most, you will also find it beneficial to learn how the automobile held up in crash test ratings.

If you have children, interior space is likely to be a priority on your list of auto amenities. Whether it’s storage space for toting sports equipment, musical instruments for band practice or just a little extra room for a special trip to the toy store, it’s a good idea to consider comfort in terms of available space, movability and leg room.

Whether you are purchasing a new or used automobile, a warranty is an important consideration. New vehicles typically come with a manufacturer’s warranty, while previously owned automobiles may have a portion of the manufacturer’s warranty remaining or possibly even one that is offered directly from the dealership. If the original manufacturer’s warranty has expired, there may be an option of purchasing an extended warranty from the manufacturer upon request. This is typically only available on newer model vehicles, but it is a consideration for those investing in a previously-owned ride.

If you purchase a used automobile, it’s advisable to ask the seller for the VIN number and/or Carfax report. If the dealership or private owner doesn’t have a Carfax report, you can obtain one yourself using the VIN number. This information is helpful in determining the vehicle’s actual mileage, accident record, service or repair history and more. Additionally, a Carfax report can let you know whether or not the automobile has ever been involved in a recall and/or reported as stolen, both of which are important to know when choosing a vehicle for your family.

For new cars it is possible to request to see the invoice for the car, which will tell you how much the dealership had to pay for the vehicle at their wholesale cost. Many car dealers will bargain to a price within a thousand dollars or so of this invoice price if you negotiate with them. This of course doesn't apply to some companies like Saturn, which does business at sticker-price only.

Be aware that any "factory rebates" are technically reimbursements from the manufacturer, not the dealer. As such, it isn't entirely uncommon to be able to purchase a car for BELOW the invoice price if there are a lot of factory incentives available for the model car you are purchasing and the dealer is being particularly flexible on pricing.

Last but not least, the cost of operation for an automobile is a significant consideration when choosing the right vehicle for your family. Gas mileage and the cost of auto insurance are both important in terms of affordability. In general, an SUV uses more gasoline and will carry a higher cost of auto insurance. The age of an automobile also plays a role in the cost of auto insurance, which is typically more expensive on new vehicles than on earlier models.

 

Automobile Safety For Children

Automobile accidents are responsible for the injury or death or thousands of children and young adults each year. Many of these events could be prevented by proper use of seat belts and other safety features of cars.

Outside of a car, it is important for children to know how dangerous moving vehicles can be. When playing outside, never chase balls or other objects into the street without looking for traffic, and never run between parked cars into the street as it is hard f...

attorney, lawyer, personal injury, law firm, minneapolis mn, minnesota, car accident

Automobile accidents are responsible for the injury or death or thousands of children and young adults each year. Many of these events could be prevented by proper use of seat belts and other safety features of cars.

Outside of a car, it is important for children to know how dangerous moving vehicles can be. When playing outside, never chase balls or other objects into the street without looking for traffic, and never run between parked cars into the street as it is hard for drivers to see over them. Teaching children these behaviors at a young age is an excellent way to prevent accidents in the future.

In the car, there are a set of effortless rules that new drivers and young passengers should always follow. The way to prevent most serious injuries is to simply always buckle up. Even if no one else in the car is wearing one and the trip is just around the block, it is important to wear one regardless. In a case like this, it wouldn’t hurt to insist that everyone else buckle up as well to ensure their safety.

When wearing a seatbelt, older children should be tall enough to sit without slouching with their feet on the floor. The lap-shoulder belt system will not fit most children until they are about 4’9” tall and weigh about 80 pounds. The lap portion of the belt should fit low and tight across the upper thighs, while the shoulder portion should fit over the shoulder and chest. Although it may be more comfortable, never put the shoulder belt under the arm or behind the back of the child.

Reckless behavior in and around automobiles is also a large contributor to the injury and death rate. Never stick arms, legs, or any other body part out of the window of a moving car. If another vehicle is passing too close it could cause serious injury. One of the most dangerous but easily preventable behaviors is drunk driving. Never try to drive after drinking, and never ride with anyone who has been drinking. It is important to always have a designated driver, or at least someone to keep keys hidden.

New and young drivers cause many of the accidents because they may have not yet learned how to handle a car properly, may drive at speeds to fast for the conditions, and are more likely to perform risky behaviors. Although they are commonly given a negative image, being a back-seat driver can save lives by telling a reckless driver to be more attentive or to slow down.

Concerning very young children, there is even more information to be aware of related to accidents and safety. Generally, the back seat is the safest place in a car accident, and any child under 12 years should ride there, especially if the vehicle has a passenger side are bag. Infants should be placed in rear facing car seats in the back seat until at least 1 year of age or around 20 lbs. Forward facing seats are acceptable after this point. In either case, always read the child restraint manual for proper and effective installation and use. It is recommended that children use a safety seat until at they are at least 40 pounds and then use a booster seat that will help the lap-shoulder system fit well.

It is important to remember that injury or death from an automobile accident can happen to anyone, not just children and younger drivers. Always promote safe behaviors near roads, behind the wheel, and also the lifesaving benefits of using safety belts and child safety seats correctly.

Copyright © Schwebel Goetz and Sieben

 

Watch Out For eBay Automobile And Computer Scams.

There aren’t that many scammers on eBay – but the ones there are tend to be greedy. This means that they will always try to pull their scams on high-value items like cars and computers, so that they can make a lot of money quickly. Since buyers generally buy these items very rarely, they may not know about the various scams out there.

There aren’t that many scammers on eBay – but the ones there are tend to be greedy. This means that they will always try to pull their scams on high-value items like cars and computers, so that they can make a lot of money quickly. Since buyers generally buy these items very rarely, they may not know about the various scams out there.

Automobile Scams.

With cars, you will generally find that scammers try to get you to send them money in advance, for whatever reason. For some reason, some people aren’t all that reluctant to pay 50% or 25% of the money before delivery using a relatively insecure payment method, especially on a car. They reason that the seller will obviously deliver it, as they’ll want the other half of the money.

But there never was a car! Pictures of cars aren’t hard to find, and the experienced scammers will have a whole library of pictures of different cars. The seller just got your $5,000 for nothing, and you can leave them all the negative feedback you like. They’ll just go and open another eBay account and find their next sucker.

While it’s not an outright scam, what you might find is that the car does turn up, but simply doesn’t live up to the description – it has been oversold, in the tradition of used car dealers through the ages. If this happens to you then you should open an eBay dispute and say your item was not as described – you might get a partial refund.

Computer Scams.

If you bid in a computer auction but don’t win, the seller might email you to ask whether you would like to buy a computer the same as the one they just sold through their own website.

This is a bad idea! You have no guarantee that the item will ever arrive, and you haven’t just given them your money – you’ve given them your credit card details too.

There are sellers with nothing but positive feedback who use this scam often – and since you won’t be able to leave them any feedback on the transaction, their reputation will stay that way. If you complain to eBay that you bought an item outside the site and got scammed, they will tell you to get lost and not do it again.

How to Beat the Scams.

There are lots of ways to beat the scams. First, whenever you buy anything expensive, be sure to check your seller’s reputation thoroughly. Make sure they have sold items of a similar high value before, and haven’t just sold a string of $10 items to get their feedback rating artificially high. If you want to be even more cautious, insist that the money is placed in an escrow service (eBay recommend escrow.com – don’t use any other service unless you’re sure of it).

To be honest, it’s generally quite a bad idea to use eBay to buy things like cars and computers to begin with – you can get them anywhere, and the discounts aren’t that big any more. It’s better to use eBay for those rare, special things that you can’t find anywhere else. The next email will give you some tips for buying collectibles.




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