Home Articles Blog Updates Subjects Topics Tips & Guides New Contact Us
adblock creatives to be added later Loose weight without medicines, step by step

Improve your sex life -- overcome your frustration

Survive in Bed Click Here!

Increase your breast size by 2 cups, naturally and without surgery Click Here!
This Single Mother Makes Over $700 per Week Helping Businesses With Their Facebook and Twitter Accounts. You too can earn extra money. Click Here!

Earn money with simple online job works. Click Here!

Discounts at Amazon.com

Eliminate your diabetes, we can help you destroy your diabetes

Self improvement and motivational guru gives simple tips to success - must listen

A foolproof, science based diet that will reduce your weight by 12 to 23 pound Click Here!

Blog

TITLE AND SUBJECT OF ARTICLE

 

Is It Worth Buying Mobile Phone Insurance

When you're looking to replace your mobile phone, one of the many questions you will be asked by the retailer after you've decided which handset and tarriff to buy, is whether you want mobile phone insurance.

It's common knowledge that many retailers make a large proportion of their commissions selling related insurance products and, sometimes make more selling these policies. So, the question you should ask yourself is, am I getting a good deal here?

Most of the time, ...

mobile phone insurance, phone cover

When you're looking to replace your mobile phone, one of the many questions you will be asked by the retailer after you've decided which handset and tarriff to buy, is whether you want mobile phone insurance.

It's common knowledge that many retailers make a large proportion of their commissions selling related insurance products and, sometimes make more selling these policies. So, the question you should ask yourself is, am I getting a good deal here?

Most of the time, if you're offered mobile phone cover, you'll have a choice of one policy from one insurer which is not in your best interests - it's likely got more to do with the retailers commission. At the very least you should ask the retailer how their policy compares to others and the market, both in terms of price and policy features. Whatever they say, you need to compare as many policies as possible to get a true idea of what price and policy constitutes value for money. The best way to do this is by using the internet and a price comparison site combined with a little time reading real customer reviews. Neglect this part and you could end up paying inflated premiums for a policy that will never pay out.

Even before you get to that stage, you need to check that your phone is not already covered by any other insurance you already have. For example, some good home insurance policies will cover your possessions whilst away from the home and, unless specifically excluded, that should include your mobile phone. Check with your insurance company and ask the question.

Another alternative is to self-insure your phone. Get a price for mobile phone cover for your handset and simply save that amount each month into a high interest bank account. If your phone is lost, stolen or damaged just a few months after you buy it, you're not going to get much of a payout but it's up to you to decide how much of a risk that really is. If you hardly use your phone and just keep it for emergencies, then the risk might be low and insurance not really necessary. But if your phone is quite expensive and you use it often in public, it may be prudent to invest in a good insurance policy.

So, if you are sure you want a mobile phone insurance policy, get online and compare cover and premiums. There aren't many price comparison sites for mobile phone cover but there aren't that many policies either, so getting quotes manually won't take too long. To find these sites either Google 'mobile phone insurance' or use a good directory but also remember to read independent customer reviews as these are the people who have tried and tested the policies with many gone through the claims process.

 

Is It Worth Buying Mobile Phone Insurance

When you're looking to replace your mobile phone, one of the many questions you will be asked by the retailer after you've decided which handset and tarriff to buy, is whether you want mobile phone insurance.

It's common knowledge that many retailers make a large proportion of their commissions selling related insurance products and, sometimes make more selling these policies. So, the question you should ask yourself is, am I getting a good deal here?

Most of the time, ...

mobile phone insurance, phone cover

When you're looking to replace your mobile phone, one of the many questions you will be asked by the retailer after you've decided which handset and tarriff to buy, is whether you want mobile phone insurance.

It's common knowledge that many retailers make a large proportion of their commissions selling related insurance products and, sometimes make more selling these policies. So, the question you should ask yourself is, am I getting a good deal here?

Most of the time, if you're offered mobile phone cover, you'll have a choice of one policy from one insurer which is not in your best interests - it's likely got more to do with the retailers commission. At the very least you should ask the retailer how their policy compares to others and the market, both in terms of price and policy features. Whatever they say, you need to compare as many policies as possible to get a true idea of what price and policy constitutes value for money. The best way to do this is by using the internet and a price comparison site combined with a little time reading real customer reviews. Neglect this part and you could end up paying inflated premiums for a policy that will never pay out.

Even before you get to that stage, you need to check that your phone is not already covered by any other insurance you already have. For example, some good home insurance policies will cover your possessions whilst away from the home and, unless specifically excluded, that should include your mobile phone. Check with your insurance company and ask the question.

Another alternative is to self-insure your phone. Get a price for mobile phone cover for your handset and simply save that amount each month into a high interest bank account. If your phone is lost, stolen or damaged just a few months after you buy it, you're not going to get much of a payout but it's up to you to decide how much of a risk that really is. If you hardly use your phone and just keep it for emergencies, then the risk might be low and insurance not really necessary. But if your phone is quite expensive and you use it often in public, it may be prudent to invest in a good insurance policy.

So, if you are sure you want a mobile phone insurance policy, get online and compare cover and premiums. There aren't many price comparison sites for mobile phone cover but there aren't that many policies either, so getting quotes manually won't take too long. To find these sites either Google 'mobile phone insurance' or use a good directory but also remember to read independent customer reviews as these are the people who have tried and tested the policies with many gone through the claims process.

 

Tips For Buying Mobile Phone Insurance

Do you really need mobile phone insurance? The answer depends, of course, on a number of different factors including which mobile you have and how likely you are to lose or damage your mobile - not to mention how many mobiles you're talking about.

If you favor top of the line trendy models, or have children who do, mobile phone insurance could be a worthwhile investment. That doesn't mean, however, that you need to pay over the odds for it. There are many reasonably priced...

mobile phone insurance,cover

Do you really need mobile phone insurance? The answer depends, of course, on a number of different factors including which mobile you have and how likely you are to lose or damage your mobile - not to mention how many mobiles you're talking about.

If you favor top of the line trendy models, or have children who do, mobile phone insurance could be a worthwhile investment. That doesn't mean, however, that you need to pay over the odds for it. There are many reasonably priced options for mobile phone insurance cover.

Why insure my mobile phone?

"I'm always careful", you might be thinking. "I won't leave it behind anywhere." According to last year's crime statistics, there are over 10,000 mobile phones stolen in the UK each month. Another 3,500 or so get left behind on buses and trains or in cafes, and an astounding 1,200 are dropped down toilets or knocked into sinks. In all, about 15,000 mobile phones are reported lost, stolen or damaged each and every month.

And the cost can put quite a dent in your budget. While you may have got your mobile free with your phone plan, the phone companies won't replace your mobile for free or for £29.95. If you want to continue using your contract minutes - and you will be responsible for paying out the remainder of your contract - you'll need to fork out the full price for a replacement phone. In addition, you could be liable for any call charges if your mobile was used before it's loss is discovered. The cost of losing your mobile phone can easily top £500. Have you got a spare £500 sitting around?

Do I really need mobile phone insurance?

Perhaps not. Mobile phone insurance can cost you anywhere from £25 to £150 annually, depending on the insurance carrier that you choose. If you can reasonably replace your mobile phone for less than that, then mobile phone insurance is probably not a worthwhile expense for you. If you hae a replacement phone - perhaps left since your last upgrade - and your mobile provider still supports it, you may be fine without mobile insurance. In most cases, though, you'll find that it can be worth the expense - especially if you shop around for competitively priced mobile phone insurance.

Tips for getting the best value mobile phone insurance

1. Don't automatically accept mobile phone insurance when you buy your mobile. Those tend to be the priciest premiums of all.

2. If the salesperson or web site promises "Free Mobile Insurance" with all phones or with selected phones, be sure to check the details. In many cases, the cover is free for the first month. After the first month of cover, the regular premium will be tacked onto your mobile account charges, where you may not even realize you're paying it.

3. Speaking of not realizing - are you already covered? If you've had the phone a bit and are just now thinking of insuring it, check the itemized details for your last account statement to be sure you're not already paying for insurance.

4. Shop around the independent insurers. You can get economy cover for a mobile worth up to £150 for as little as £2.49 per month - less than half what most of the major insurers are charging.

5. Consider an increase to your home and contents cover if you have many electronic and mobile devices that you carry with you. You can extend your contents insurance to cover your mobile devices, including your phone, PDA, PSP and other electronics when you take them out of your home.

6. Got a family of mobiles? Nearly 80% of the phones reported stolen or lost belong to teens. If you're insuring more than one phone, look for a company that will cover multiple mobiles on one policy.




accessories for mobile phone protection
advancements orange photography for mobile phones
affordable automobile insurance
affordable automobile insurance in alabama maryland
aka mobile blogging
antenna mobile psychiatric rehabilitation
antique and classic snowmobile club of canada
antique and classic snowmobile recreational vehicles
anti social arrival of mobile internet
aspects of creating mobile merchant account
automobile brakes money the environment
automobile dealer services in your town
automobile finance
automobile insurance
automobile insurance in hampshire new jersey iowa
automobile insurance in iowa maryland missouri
automobile insurance in oregon washington tennessee
automobile insurance online in california florida
automobile insurance online in new hampshire missouri mryland
automobile insurance online in newjersey west virginia
automobile marketing
automobile safety for children and computer scams
automobile vin number history
bad credit automobile loansat lowest rates
basics about operating snowmobile
best north american snowmobile competitions
best rates on automobile insurance
best wi fi mobile accommodation
budget snowmobile vacations in yellowstone national park
bulk sms software
buying mobile phone insurance
buy lease your next automobile
buy used mobile homes
cheap telephone calls windows mobile phone
choosing the best snowmobile for you
cool mobile phone features systems
depression and defense mechanisms for foreign travelers
discount automobile insurance in iowa maryland nevada
discount automobile insurance in oregon new jersey
discount automobile insurance in washington wisconsin
donating chery automobile to charity
downloadable music on mobile phone
dvd copy software for mobile entertainment devices
electrical grounding of mobile cranes
examination mobile telephony document shredding services
fashionable mobile phone
find affordable automobile insurance
find the best rates on automobile insurance
first addictive verizon windows mobile device
fortus mobile phone
fortus mobile phone review
free sms software in india
full coverage automobile insurance quote
get cheap automobile insurance online
get discount automobile insurance
getting snowmobile out of rut
historical mechanisms promoting chestnut survival
importance of mobile phones java enviroment
important is battery in mobile phone
inexpensive automobile car dealer houston new
mobile phone buyer’s guide
money saving travel tips
download free psp games movies
online movie rental club
ballet music through ages
electric guitar history buyer guide
introducing children to music
music box collection
put music to ipod
about myspace precautions