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Five Great Ideas to Save Money

Want to save money but don’t know how? Feel like depriving yourself when it comes to saving money? Don’t be disheartened. Try these five money saving ideas, without breaking up a sweat!

Reduce or eliminate magazines. If you are a typical American family, your mailbox gets its regular fill of magazines: business, sports, home and garden magazines. Can you imagine how much each of these subscriptions cost? Annually, it is an average of about $20 per magazine. If your family is subscribed to 5 different magazines, that’s already $100 savings per year! If you still need the information from such mags, try to check out their websites and you’ll be surprised at how much free information is available!

Buy in bulk. How can warehouse and discount clubs drastically lower their prices? Because they buy and sell in bulk. And so should you! Consumables that are non-perishable can be purchased 10-15% cheaper when bought in bulk. Be sure to stock up only on fast-moving items such as kitchen towels, cleaners, canned goods, etc., to avoid wasting money on rancid food.

Eat at home. Eating out has become an American lifestyle. What used to be an activity to celebrate special occasions has become part of the daily, fast-paced life. But did you know that eating out could chomp as much as 40% of your budget for food? That’s as much as $40 weekly, saved just by eating in!

Plan your meals. Eating out 4X a week need not be your solution to a dynamic lifestyle. Menu planning is! Take time on weekends to plan for the following week’s meals. Every night, before you hit the sack, take out the ingredients for the meals of the next day from the freezer, and store them in the refrigerator. By the time you get home from work, everything is thawed and ready to be cooked. And because eating out is part of the American way of life, you would have saved enough money to spend for dining out on special occasions!

Homemade skin care. Is your dermatologist eating up your budget? Don’t you wish you can be beautiful and save money at the same time? The answer is yes, you can! By using ingredients from your pantry, you can take care of your skin and still save a fortune. Try the following:

- Honey and oatmeal can exfoliate dry skin.

- Ginger seeped in a bath softens your skin.

- Cucumber and milk softens tired skin.

Without drastically changing your lifestyle, you have started your path on saving money. Secure your future by using these money saving ideas, today!

 

Money-Saving Ideas

Good news: Consumers can save nearly $3 billion a year just by using coupons when shopping.

Money-Saving Ideas

Good news: Consumers can save nearly $3 billion a year just by using coupons when shopping. According to the Promotion Marketing Association Coupon Council, spending just 20 minutes per week clipping coupons can save you up to $1,000 per year. It's easy. Over 85 percent of all coupons issued in the U.S. are found in Sunday papers. And it's popular. Seventy-six percent of Americans are already coupon users.

The following tips can also help you on your way to becoming a savvy coupon clipper:

Finding Coupons:

• Look in the store. You'll find coupons in retailers' advertising flyers, on the shelf, at kiosks, even at the checkout. Turn your register receipt over-sometimes there will be coupons there, too.

• Try samples offered in the store and you'll often be offered a coupon to take home a package of the products.

• Check product packages. Your favorite brands want to keep you loyal, so you'll often find coupons on or in the package.

• Look on the Internet. There are coupon sites where you can print coupons and find providers who will e-mail you coupons. A product manufacturer's Web site may offer coupons for brands you love. Check the store's Web site too. Be cautious online, however, of someone offering to sell you coupons...there's no need to buy them when there are so many available free.

Using Coupons:

• Organize your coupons in the order that you shop the store to save time and make sure you use them all.

• Make coupon-clipping a family affair--it can be a great math and savings lesson for the kids. Involve them in the process and let them "earn" coupon savings money.

• Use coupons with shorter expiration dates first.

• Shop on double or triple coupon days and use manufacturers' rebates to realize additional savings.

 

Love to garden but short on money? Here’s 10 money saving ideas.

A great perk of organic gardening is finding different ways to achieve the same or improved result.

Many items that are normally binned can be of great use to the outdoor enthusiast. Here are ten ideas that won’t cost you anything.

money saving

A great perk of organic gardening is finding different ways to achieve the same or improved result.

Many items that are normally binned can be of great use to the outdoor enthusiast. Here are ten ideas that won’t cost you anything.

1. Food leftovers: All leftover food is to be composted. Composting is becoming quite a thing to do, and special composting bins can be bought or even made quite easily. There are many different stories of what to do and each person will find the way that suits them. Keeping the temperature quite warm is the key to success. If you need quick results then just keep chucking it on the top and then just pull some out of the bottom of the heap, then sieve it and the compost will be ready to use for seeds and small plants.

2. Hedge cuttings: Instead of ordinary composting or burning it on the bonfire, see if you can get a hold of an electric garden muncher.

This takes branches of up to one inch thick and you just put them into a hole in the machine and it munches it up into little chips. These are great for keeping the moisture in the soil, so just spread them around the base of shrubs and fruit trees to control the temperature of the ground.

3. Decorating trays: Keep all roller paint trays and anything similar to use as seed trays. Get a pen and make some holes in the bottom of the tray for drainage. Add a little vermiculite or small pieces of gravel and fill with seed compost.

4. Thrown-out carpets, old cardboard boxes, and other bits and bobs can be put over the vegetable plot in Autumn to prevent those early spring weeds from coming up. Spread over the whole area and weigh down with rocks, lift off on a sunny spring day a few days before you want to work on it.

5. Recycle glass jars: One’s with sealable lids are the best for storing seeds, peas and beans until next year. After cleaning the jars, make sure they are totally dry by popping them into a warm oven before storing your seeds. Try and collect dark coloured jars, or wrap paper around clear jars to prevent light damage to the seeds.

6. Yoghurt cartons: In fact all dessert pots are great for re-potting seedlings. Again, make a hole in the bottom, put a little fine gravel or vermiculite and then fill with compost or soil.

7. Metal coat hangers: Make little cloches with old wire coat hangers. Make them into a square and then put the hook in the soil push down until the curve rests upon the top of the soil. Put another one a small distance away to make the two ends of the cloche. Then chuck over a sheet of plastic and weigh down the corners of it with rocks.

8. Lolly sticks: These make great row tags in your greenhouse rows or seed trays. They don’t last indefinitely but they are really good for writing the names of seeds on.

9. Aluminium bottle stops: Keep these from milk or juice bottles and coloured foil around drinks bottles. String together with cotton to make a bird scarer and put on fruit bushes before the birds start munching on the fruit.

10. Transparent plastic: These can be placed over a plant in cold weather to protect from frost damage.

For more info go to:<a href="http://www.gardeningsupply.info/articles">Gardening Articles</a>




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